SAP Taulia has introduced a new suite of artificial intelligence-powered tools aimed at transforming how finance teams manage liquidity and make operational decisions, marking a further push by the company to embed automation and intelligence into working capital processes.
The announcement, made during SAP Sapphire, centers on three core capabilities: the Working Capital Agent, Intelligent Terms Negotiations, and Extended Flow with Payables. Together, these tools are designed to help organizations unlock cash opportunities, strengthen liquidity positions, and accelerate decision-making across payables, receivables, and supply chain finance operations.
At the heart of the launch is the Working Capital Agent, which integrates SAP Taulia’s full working capital portfolio—including extended terms financing, dynamic discounting, virtual cards, accounts receivable financing, and supply chain finance—into AI environments already used by corporate finance teams, starting with SAP Joule. Through a conversational interface, the agent can assess a company’s working capital position in real time and act on identified opportunities within minutes. The solution is expected to reach general availability in the fourth quarter of 2026.
The second component, Intelligent Terms Negotiations, is scheduled for release in the third quarter of 2026. It leverages a combination of internal and external data to evaluate suppliers’ willingness to accept early payments and generates tailored negotiation strategies aligned with cost optimization goals. The capability aims to replace traditional, manual negotiation approaches with data-driven insights that can improve outcomes for both buyers and suppliers.
Also set for a third-quarter 2026 rollout, Extended Flow with Payables applies AI to analyze invoice data and recommend strategic payment deferrals, while enabling immediate supplier payments through third-party funding. Built natively within SAP systems, the tool dynamically selects the optimal mix of invoices to help organizations meet specific liquidity targets without disrupting supplier relationships.
Chris Garrison, global head of payable product at SAP Taulia, said the new offerings reflect a broader shift toward intelligent finance operations. He noted that embedding Taulia’s execution capabilities into existing AI systems allows finance teams to move beyond manual analysis and toward faster, more strategic working capital management, ultimately improving supply chain resilience and enabling quicker responses to changing financial conditions.